Larry Levitt


Last quote by Larry Levitt

The timing of this really could not have been worse for the stability of the
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Oct 13 2017 Obamacare
Larry Levitt has been quoted 103 times. The one recent article where Larry Levitt has been quoted is The Biggest Change to Obamacare Yet. Most recently, Larry Levitt was quoted as having said, “This executive order is good for healthy people (while they're healthy) and bad for sick people. Only question is the extent of the effect.”.
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Larry Levitt quotes

Sep 20 2017 - American politics

Every state has to start from scratch creating its own health insurance program, in some cases with reduced federal funding and in some cases with increased federal funding. I don't think at this point anybody knows what states are going to

Sep 13 2017 - Affordable Care Act

It's a massive devolution of federal money and responsibility to states, on a scale I don't think we've ever seen. Over time, it's less federal money than is being spent now on health care, but it's still a huge pot of money available to states with very few strings

Aug 26 2017

This market proved to be quite cutthroat. Some of the big, old-time, insurers couldn't compete on

Aug 25 2017 - Obamacare

It shows how resilient the market is. The open-ended premium subsidies are an enormous carrot for insurers to go into underserved areas, even in the face of significant uncertainty. It's not a great outcome to have monopoly insurers, but it's a whole lot better than having no

Aug 10 2017

I've given up predicting what's going to happen. It's hard to imagine this all getting settled within a

Aug 10 2017 - Trump administration

In most of the country, the market would be stable if not for significant uncertainty about what the (President Donald) Trump administration will do. Virtually every insurer cites policy uncertainty as a factor in premium increases, and where insurers quantify the uncertainty it's often upwards of half the premium

Jul 31 2017 - Obamacare

If I were an insurer, I'd just take my marbles with me and focus on other more profitable lines of

Jul 28 2017 - Obamacare

Right now the number of counties at immediate risk of having no insurers in 2018 is small, but it could easily grow significantly if a couple major insurers decide to

Jul 25 2017 - Commonwealth

There's been an appropriate focus on how many more people will be uninsured. In some ways, lost in the shuffle has been the dramatic changes these replacement bills would make in how much financial exposure low-income people would

Jul 18 2017

That could still all blow up through administration actions or what Congress might

Jul 14 2017 - American politics

Healthy people would have opportunities to buy lower-premium, skinnier plans, while people with pre-existing conditions not eligible for premium subsidies could find themselves priced out of

Jun 25 2017 - Republican Party

There's no question that people in the individual insurance market would end up with higher deductibles under the Senate bill, much like the

Jun 24 2017 - Affordable Care Act

Right now there are 2.6 million uninsured poor adults in states that haven't expanded Medicaid. They get nothing under the

Jun 24 2017 - Republican Party

Low-income people will end up paying higher premiums for plans that have bigger deductibles, compared to today. Older people who are now getting premium subsidies would get substantially less help, but younger people would get

Jun 22 2017

It's essentially replacing the Medicaid expansion with tax credits for low-income people. Whether those people at the low end really [would] get enough help to buy insurance is a different

Jun 22 2017

The individual mandate was the stick that encouraged healthy people to sign up for insurance. Without it, premiums will increase

Jun 21 2017 - Trump administration

There is no question that Anthem has soured on the marketplace, given underlying instability and the tremendous uncertainty stoked by the Trump administration and the health-care debate in Congress. Assuming other insurers in Indiana and Wisconsin stick around, there will still be at least one insurer in all counties in these

Jun 06 2017 - Obamacare

States can beg and plead, but much of this is out of their

Jun 04 2017

It's a not a shock, but it sends a

May 16 2017 - Affordable Care Act

These waivers are an intriguing opportunity for states to access federal funds for reinsurance arrangements that can lower premiums. States would still have to kick in some money of their own, but those state funds would leverage federal dollars. However, the timing of this push for states to submit waivers under the ACA is somewhat odd, given that the administration is pushing to repeal and replace the law at the same

May 09 2017

Lifetime limits affect very few people. It allows you to lower your costs without affecting very many

May 04 2017

There is no guarantee in the law that people with pre-existing conditions would get access to affordable

May 04 2017

Many people with pre-existing conditions will have a hard time maintaining coverage because it just won't be

May 04 2017 - Trumpcare

There is still nothing in the bill that guarantees people with preexisting conditions will have access to affordable coverage if states waive community rating. There's no way a reinsurance program or direct subsidies could ever fully offset that for everyone, and states aren't required to do

May 04 2017

Even with all the layers of funding in the bill and the subsequent amendments, the money falls short of what would really be necessary to cover the cost of people with pre-existing

May 03 2017

But it certainly did

Apr 25 2017 - Trumpcare

Either this ends up costing the federal government more money, or there's chaos that leads to people losing their health insurance. This would hardly be an orderly transition to a new

Apr 25 2017

You end up with a counter-intuitive

Apr 14 2017

For some people, the hassle or difficulty in pulling together verification could discourage them from signing up

Apr 13 2017 - Obamacare

While insurers could theoretically raise premiums to offset the loss of the subsidy payments, the administration would be sending a clear signal that it's not a reliable business partner and is not looking to run the marketplaces effectively. If I were an insurer, I'd just take my marbles with me and focus on other more profitable lines of

Apr 11 2017 - Obamacare

I think insurers needed a clear signal yesterday. Actuaries are working away on their spreadsheets right now, and with each passing day the uncertainty and lack of clarity increases the chances of insurers

Apr 03 2017 - Obamacare

There's a tension here for the White House between avoiding a crisis in the insurance markets and facilitating the collapse of a program they bitterly

Mar 27 2017 - Obamacare

This type of waiver may make it easier for states to implement reinsurance programs or high-risk pools to help stabilize their individual insurance

Mar 27 2017 - Affordable Care Act

The ACA marketplaces weren't collapsing, but they could be made to collapse through administrative

Mar 24 2017 - Trumpcare

The administration could do everything from actively undermining the law to trying to reshape it to moving it in a more conservative

Mar 23 2017 - Republican Party

It's almost certainly the case that repealing benefit requirements would raise the cost of the AHCA since more people would use tax

Mar 23 2017 - Affordable Care Act

The GOP bill makes coverage less affordable for lower-income people, especially older adults, who are more likely to be sick. Making health insurance truly accessible requires two steps. One is guaranteeing access for people with pre-existing conditions, which this bill does. The other is making coverage affordable for people, and in that respect it's a step backwards relative to the

Mar 23 2017 - Republican Party

If it's used to subsidize insurers, it could go a long way towards offsetting the destabilizing effect of repealing the individual mandate, as CBO suggested. States have many potential uses for the funds, and I'm sure the lobbying at the state level would be intense. The beneficial effects of the fund are diminished over time as the funding scales down and states have to start putting up significant matching funds, which could discourage some states from accessing the money. These are also appropriated funds, so there's no guarantee they'd continue beyond

Mar 23 2017 - Republican Party

The stabilization fund represents a substantial amount of

Mar 22 2017

Medicaid has been a profit center for many insurers, and those profits could be threatened if Medicaid is

Mar 15 2017 - Affordable Care Act

This report is a reminder that while there's a big debate in Washington about the future of the Affordable Care Act, the law remains in place for now and is covering millions of

Mar 15 2017 - Obamacare

I don't think there is anything in this bill that makes the market a lot more attractive to

Mar 13 2017

The federal and state marketplaces would likely

Mar 10 2017

Reinsurance is a form of cross-subsidization, in that taxpayers are covering the cost of people with high health costs, lowering premiums for everyone in the insurance

Mar 07 2017

There's nothing in this bill that would seem to lower the cost of health

Mar 07 2017

That could encourage some healthy people to sign up

Mar 06 2017

Insurers kind of want the threat that they may pull out to be taken seriously now, so that they get some of the changes they are looking

Mar 06 2017

No insurer wants the negative public backlash from dropping insurance for lots of people, but the companies need to feel like the market is stable and that there's a chance of making

Feb 14 2017 - Trump administration

The clock is definitely ticking for the Trump administration to provide some clarity around what the rules will

Feb 07 2017

State-based marketplaces were able to communicate with potential enrollees in a clearer and more nuanced way about their options with the law's benefits and requirements still in

Feb 07 2017 - Affordable Care Act

While the Trump Administration pulled outreach ads as the open-enrollment period ended, state marketplaces were continuing to market to potential new enrollees. With so much churn in the insurance market as people's circumstances change, constant outreach is necessary to keep enrollment up. There has been enormous uncertainty about the future of the ACA follow long the election. The messages out of Washington were that the law will be repealed quickly and

Feb 03 2017

While enrollment is down, this does not exactly paint a picture of a program

Jan 31 2017 - American politics

The Republican proposals would benefit higher-income people over lower-income

Jan 27 2017 - Trumpcare

So, is this the moment at which Obamacare becomes Trumpcare? Enrollment was up slightly over last year up until this

Jan 20 2017 - Trump administration

It's a sign that the Trump administration is looking to unwind the law in every way it can

Jan 20 2017

It would create a significant amount of uncertainty and affect insurers' ability to participate for

Jan 09 2017

It depends for whom you're talking about. For people with pre-existing conditions, choices are infinitely more abundant because they couldn't get coverage at all. For someone who's young and healthy there are likely fewer choices available now than

Jan 08 2017

That certainly provides some protection, but a lot of people could fall through the cracks. If you need a new roof on your house and can't pay your insurance premium for a while, you could be locked

Dec 21 2016

There are zero signs that the ACA's marketplaces are in danger of imminent

Dec 16 2016 - Obamacare

Since I signed Obamacare into law, our businesses have added more than 15 million new

Dec 16 2016 - Affordable Care Act

If the current (Affordable Care Act) open enrollment period is successful and enrollment grows, it means the insurance market is not

Dec 13 2016 - Affordable Care Act

I assumed it was impossible to repeal the ACA with 20 million people covered. I may have been wrong about

Nov 28 2016

That's not likely to satisfy consumers in the

Oct 24 2016

Consumers will be faced this year with not only big premium increases but also with a declining number of insurers participating, and that will lead to a tumultuous open enrollment

Oct 19 2016

This is essentially a status quo projection, with expected growth in enrollment matching what happened this year. That strikes me as reasonable, not too pessimistic, not too

Aug 16 2016

The next open enrollment period will be pivotal. If enrollment grows in 2017, I think a lot of the current concerns will dissipate. On the other hand, if enrollment next year stagnates, it will likely precipitate a debate about how to fix the law, amidst big disagreement among Democrats and Republicans about what those fixes look

Aug 16 2016 - Affordable Care Act

It seems increasingly apparent that the big, national insurers are having trouble making money and competing in the ACA marketplaces. Some insurers, particularly those that historically served the Medicaid market, are doing better. It's clear that there's going to be less competition and choice in the marketplaces in

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