Last quote by Matt Schultz
Matt Schultz quotes
Regardless of whether you use your real credit card number or a virtual credit card number, you still have the responsibility of checking your statements.
It's really all just about making sure that these merchants have less of your valuable information.
These perks can really help in certain circumstances, but most people don't know that they are there to be taken.
It really soothed my despair.
These perks are best applied to big-ticket items. They'll be worth the time and effort to find the paperwork and make the phone calls, because the money you get back is real and impactful.
If you carry a balance regularly, a rewards card might not be for you.
It's never been a better time to sign up for a new credit card because the bonuses are so lucrative. It's an arms race among issuers and it's not just on high-end rewards cards.
The bonuses offered by these store cards can't necessarily match up to that.
Retail store credit cards have always been more expensive than your average credit card, and they're only getting more and more expensive.
That is basically the penalty rate for most general-purpose credit cards.
What we are seeing is an arms race in sign-up bonuses.
I wouldn't be surprised if another issuer offers a card like Chase Sapphire Reserve.
The math doesn't work as well in year two. Make sure the card fits your lifestyle.
Price protection from your credit card can be a really good thing.
Some people wear that as a badge of honor.
It's the best time in years to shop for a rewards card.
But that said, there's no question that there's a whole lot of improvement needed to make these contracts easier for people to read.
If you don't understand what you're signing up for, it can cost you a lot of money. For example, if you don't know all of the fees that come with the card, how can you work to avoid them?
College is expensive enough without having to pay an additional 2 to 3 percent to pay with plastic.
If you can do all of those things, it makes sense to charge your tuition, but beyond that, the math just doesn't work in your favor.
This convenience fee amount is in line with the percentage most retailers pay to accept credit cards.
It might be a sign [consumers] are reaching a tipping point when it comes to being able to handle their credit cards.
A lot of the growth in credit-card accounts is simply because there's never been a better time for consumers for credit-card rewards.
We've seen that if you're late with a payment, there's a good chance you can get that waived.
A trend toward fewer credit-card fees is obviously a good thing for consumers, but it also shows how crazy competitive the credit-card marketplace is.
That's generally a positive thing.
Most of these people are trying to get their spouse or friend get a leg up financially. They don't necessarily do their due diligence.